First Time Home Buyers Can Now Buy With Less Money Down
2015 will be a great year for first time home buyers to become home owners.
If you are one of few that can boast "good credit", a Fannie Mae or Freddie Mac insured home mortgage will be in reach for as little as 3% down of the purchase price of a home. The standard 5% to 20% down for a home loan insured by Freddie or Fannie will soon be lowered for first time home buyers with qualified credit .
At three percent down, a home priced at $200,000 will only require $6000 compared to $40,000 having to put 20% or $10,000 having to put 5% down. As a first time home buyer, this is an excellent opportunity for the buyer who lacks sufficient down payment.
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